Frequently Asked questions

Marketplace Insurance (ACA) Plans


Helpful Resources from Healthcare.gov

What Marketplace Plans Cover

Learn about the 10 essential benefits covered by Marketplace plans, plus additional benefits included in some plans.

Your Total Healthcare Costs

When picking a Marketplace health plan, it's important to look at the total estimated costs for the year, not just the premium.

Special Enrollment Periods

Several life changes may qualify you for a special enrollment period (SEP). If this applies, you can enroll outside of standard open enrollment.

How to Pick a Health Plan

Choosing a health insurance plan can be complicated. Knowing these few things before you compare plans can help.

What Counts as Income

When you fill out a Marketplace application, you'll be asked to estimate your household income for the year. Learn more about what's included and how to calculate.

How to Reconcile Your Premium Tax Credit

If you had a Marketplace plan and used the premium tax credit to lower your monthly payment, you’ll have to “reconcile” when you file your federal taxes. Learn more.